Credit Education

At TransUnion, we want to make sure Canadians understand how credit works and what it might mean for them. Browse the articles here (and check back often) for important information and tips.

Why Should I Care About My Credit Report?

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Your credit report is an important part of your financial picture. Banks and lenders use credit report information when determining credit worthiness. Learn more about the importance of your report.

What is a Credit Score?

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A credit score is a three-digit number that lenders use as a signal to decide if you are a good credit risk. People with high credit scores usually find it easier to get a new credit card or loan and pay lower interest rates.

How to Read Your Credit Report

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Once you know how to read a credit report, you'll get a good idea of the categories of information all credit reports show. So let's jump right in.

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